YOU:如何挑选数字货币钱包？

无论是想交易赚个差价，还是看好数字货币的长期价值，都一定要有数字货币钱包。全球知名的数字货币钱包有71个*。所以，选一个合适的数字货币钱包比较困难，如果你是个萌新就会难上加难。

这篇文章重点要讲4件事：什么是数字货币钱包，工作原理，挑选原则，顶级的几款钱包介绍。

1.什么是数字货币钱包

首先纠正一个误区：数字货币钱包并不是传统意义的钱包，加密货币是去中心化的，所以数字货币钱包里面并不存钱，钱包只存储公钥和私钥。

2.那么数字货币钱包是如何工作的呢？

私钥是一个随机生成的字符串，通过使用私钥我们可以进行转账。私钥丢了，意味着钱没了。

公钥是根据私钥加密生成的字符串，公钥是对外公开的，别人可以往这个地址里转币了。

映射到传统金融体系：公钥就是银行卡号，私钥就是密码。

3.数字货币钱包类型

按照钱包场景，钱包可以分为5个类型：电脑钱包、移动端钱包、云端钱包、硬件钱包、纸钱包

电脑钱包：电脑里下载一个钱包，相对比较安全，但是现在啥电脑都会联网，只要联网就可能被黑，只能说相对比较安全。

移动端钱包：移动端钱包就是电脑钱包的翻版，只不过就是运营在手机上而已，现在移动网民用户量已经超过35亿**，所以这个普及度更高。这类钱包通常把私钥存储在手机上，但是大多数平台都不那么可靠，所以这个也并不是十分安全。

在线钱包：在线私钥存在云端，只要联网，就能用这个钱包。在云端的感觉，总有种被窥视的感觉，也会带给你不安全感觉。

硬件钱包：硬件钱包就是把钱包存在硬件里，类似于小U盘之类的。这类钱包的缺点是：硬件得花钱买。如果你是价值投资者，相信长期的力量，不会在短期内进行交易。那么你可以用硬件钱包，硬件钱包。

纸钱包：就是通过各种物理手段，比如用一张纸记下来，或者转移成一个二维码存起来，容易丢，输入也不方便。

4.你需要什么样的钱包？

安全和体验不能同时获得，要根据自己的实际情况选钱包，需要问自己几个问题：

我是不是天天看钱包，每天都转账；我要在钱包里存多少种数字货币；愿不愿意花钱买钱包，愿意花多少钱；安全是否是最最最最重要的；是否愿意为了安全牺牲一些体验？

钱包费用：除了硬件钱包，其他钱包一般都是免费的。

安全性：硬件钱包是最安全的，需要多做点功课，比如看看这个钱包公司的经营时间，还有是否值得信赖。

用户友好：移动端钱包、电脑钱包用户友好，操作方便。

便捷性：全球约有3000多种数字货币。如果你打算持有多种数字货币，最好选个硬件钱包，因为硬件钱包支持的币种多，比如LedgerNanoS以及Trezor，支持超过700个币种。

5.全球Top数字货币加密钱包

根据前面介绍的钱包方向，接下来我会介绍每个方向的头部钱包。

Coinbase：最好的在线钱包

Coinbase

Coinbase是货币交易所，所以他们提供钱包服务也是顺理成章的。FDIC***为Coinbase的每个账户投保了25万美金的保额。我们可以通过浏览器、IOS、安卓使用他的钱包服务。

BlockChain：最好的在线钱包

Blockchain

基本功能与Coinnbase一样。

LedgerNanoS：最好的硬件钱包

LedgerNanoS

支持超过700种币，长得有点像个U盘。

TrezorOne：最好的硬件钱包

TrezorOne

CZ：Bitcoin并没有死，我们还在这里:金色财经报道，CZ发推特表示，Bitcoin并没有死，我们还在这里。[2022/11/21 22:12:27]

这个钱包设计的挺时尚的，也支持超过700个币种。

Copay：最好的移动端钱包

Copay

这个钱包信誉挺好。

Electrum：最好的电脑钱包

Electrum

只支持比特币。

Exodus：最好的电脑钱包

Exodus

界面很好看，安全性做的也不错，主流币种全部支持，比如：Bitcoin,BitcoinCash,Ethereum,EthereumClassic,Litecoin,Dash,Zcash,0x,EOS,Storj等。

其他电子钱包

以上介绍的都是主流电子钱包，没能把所有的电子钱包全部介绍一遍，

以下是G2全球的评分，有兴趣的朋友可以自己去看看

G2

6、最后的思考

希望自己写的东西能帮到别人吧。

*数据来源：G2，全球著名的B2B针对企业用户的软件评测平台，在同类网站中影响力最大、权威性最高，被称为商用软件领域的“大众点评”。

**数据来源：Newzoo，全球游戏和电竞行业数据分析及市场情报的行业领导者。

***FDIC：美国联邦存款保险公司

如果想探讨更多关于数字货币的信息，欢迎加微信：bityue，或者关注微信公众号：区块见闻。

EnglishVersion

Whetheryou’replanningtostarttradingorsimplyholdingcryptocoinsforfutureinvestments,acryptocurrencywalletisamust-have.So,consideringyourgoal,youneedtoknowhowtochoosetherightcryptowallet.

Inthisindustry,walletsareanessentialpartofowningandinvestingincryptocurrencies,regardlessoftheirtype.

Butsincetherearesomanygoodoptionsin2020,choosingtherightwalletcanturnintoaburden.Especiallyifyou’renewinthecryptoworld.

Thisarticlewillguideyoutowardlearningallthereistoknowaboutwallets–whattheyare,howtheywork,whattoconsiderwhenchoosingone,andwhatarethebestcryptowalletstoget.

1.Whatarecryptowalletsallabout？

Rightoffthebat,weneedtotalkaboutoneofthemostcommonmisconceptions?aboutcryptocurrencywallets.

Eventhoughcryptowalletsaresimilartotraditionalwallets,theydon’tactuallystoreyourcryptocurrency.

Asyoualreadyknow,cryptocurrenciesaredecentralized.Meaningthattheyaren’tstoredinasinglelocation,butinsteadarerecordedintheformoftransactionsandstoredontheblockchain.

欧盟知识产权局更新NFT和虚拟商品商标申请指南:金色财经报道，为应对包含虚拟商品和NFT相关术语的商标申请的突然增加，负责欧盟商标注册的欧盟知识产权局（EUIPO）发布了关于虚拟商品和NFT分类方法的指南。该方法被写入2023年版指南草案“EUIPO系统用户的主要参考点”中。

EUIPO将NFT定义为“在区块链中注册的唯一数字证书，用于数字物品的验证，但是却与这些数字物品不同”。

EUIPO表示，虚拟商品和NFT属于尼斯分类的第9类。这是因为它们被视为数字内容或图像。在向EUIPO提交申请时，“虚拟商品”和“NFT”这两个术语本身都是不可接受的。相反，与虚拟商品相关的物品的内容必须是具体的（例如“虚拟商品，即虚拟服装”）。对于NFT而言，NFT验证的数字物品也必须是具体的。在将于2023年发布的第12版《尼斯分类》中，术语“通过NFT验证的可下载的数字文件”将被添加到第9类中。（中国保护知识产权网）[2022/8/17 12:32:07]

Hence,cryptowalletsaresoftwareprogramsthatstoreyourpublicandprivatekeys.

Tosimplyputit,theyarelikebankaccounts.Theyallowyoutotrackyourbalanceandmaketransactions,allfromoneplace.

No“real”coinsareactuallyeverexchanged.

2.Buthowdothesekeyswork?

Aprivatekeyisarandomlygeneratedstringofnumbersandletters.Yourprivatekeyallowsyoutosendcryptocurrencytosomeoneelse.Withoutit,youcan’tapprovetransactions.Soit’scrucialtokeepitassafeaspossible.

Losingyourprivatekeymeanslosingyourcoins.

Thepublickeyisakeythatotherscansee.It’sderivedfromtheprivatekeythroughahash.Thepublickeyisyourwalletaddress,andit’susedbyotherstosendcryptocurrenciestoyourwallet.

Thinkofitlikethis:yourpublickeyisyourbankaccount,andyourprivatekeyisyoursecuritycode.It’sfineforpeopletoknowyourpublickey,butnotyourprivateone.

Here’sapracticalexample.

Whenapersonsendsyoucryptocoins,theyaresigningoffownershipofthosecoinstoyourwallet’saddress.

Buttospendthosecoins,theprivatekeystoredinyourwalletmustmatchthepublicaddresstheyareassignedto.Ifthepublicandprivatekeysmatch,thebalanceofthewalletwillincrease,whilethesenderswilldecreaseaccordingly.

3.Typesofcryptowallets

Cryptowalletscanbebrokendownintofivecategories:

慢雾：Harmony Horizon bridge遭攻击简析:据慢雾安全团队消息，Harmony Horizon bridge 遭到黑客攻击。经慢雾 MistTrack 分析，攻击者（0x0d0...D00）获利超 1 亿美元，包括 11 种 ERC20 代币、13,100 ETH、5,000 BNB 以及 640,000 BUSD，在以太坊链攻击者将大部分代币转移到两个新钱包地址，并将代币兑换为 ETH，接着将 ETH 均转回初始地址（0x0d0...D00），目前地址（0x0d0...D00）约 85,837 ETH 暂无转移，同时，攻击者在 BNB 链暂无资金转移操作。慢雾 MistTrack 将持续监控被盗资金的转移。[2022/6/24 1:28:30]

Desktop

Online

Mobile

Hardware

Paper(ChecktheRipplePaperWalletexample)

Desktopwallets

Youcandownloadandinstalldesktopwalletsonyourcomputerregardlessoftheoperatingsystemyourun.Theyarearelativelysafemethodofstoragesincetheycanonlybeaccessedthroughyourcomputer.

However,likemostthingsnowadays,ourPCsareconstantlyconnectedtotheInternet.Soneverassumethatyourkeyscan’tgetstolen.

Onlinewallets

Onlinewallets“run”onthecloud,whichmakesthemveryconvenientasyoucanaccessthemfromvirtuallyanywhereintheworld.Aslongasyou’reconnectedtotheInternet,thatis.

However,theonlinestorageofthekeysalsoposesathreat.Yourkeysarenotfullyinyourcontrol,andbycentralizingnumerouskeysyoumakethemmorevulnerabletoattacks.?

It’sworthmentioningthatonlinewalletsareusuallyusedbycryptoexchanges.

Mobilewallets

Mobilewalletsaretheequivalentofdesktopwallets,andtheyaredesignedtorunonyoursmartphone.

Sincemobilephonesaresuchabigpartofourdailylives,it’snowonderthatmobilewalletsareamongthemostconvenienttypesofcryptowallets.Theyarealsonotoriouslyuser-friendlyaswellasquitestylish.

Anotherupsideisthatyourkeysareusuallystoredlocallyonyoursmartphone.Butconsideringthedoubtfulsecurityofmostplatforms,mobilewalletstendtosufferfromvarioussecurityshortcomings.

SIDENOTE.Certainmobilewalletsalsostoretheirkeysinacloud,asasafetyprecaution.Makesuretothoroughlyresearchhowawalletworksbeforedecidingwhichtouse.

Ava Labs发布用于Avalanche的一体化Web3操作系统Core:官方消息，Ava Labs发布了Core，这是一个非托管浏览器扩展，旨在让用户无缝、安全地使用由Avalanche提供支持的Web3。Core由Avalanche提供支持，是一种一体化操作系统，将Avalanche应用程序、子网、网桥和 NFT 整合到一个无缝的高性能浏览器体验中。[2022/6/22 1:24:59]

Hardwarewallets

Ifyou’reseriousaboutstoringyourcryptocurrenciesforthelong-run,thenasfarassecuritygoes,ahardwarewalletisyourbestoption.?

Unlikesoftwarewallets,hardwarewalletsstoreyourkeysonahardwaredevice.Mostofthemaredesignedtobesafeevenwhenconnectingthemtoinfectedcomputers.

Theonlymajordrawbackofhardwarewalletsistheirprice.?Butweallknowthatgoodthingsdon’tcomecheap.

Paperwallets

Asthenamesuggests,paperwalletsallowyoutostoreyourprivateandpublickeysonprint,usuallyviaQRcodes.

Butitdoesn’thavetobeonlypaper.Youcanalsoprintthemonplastic,similartoacreditcard.

Asstrangeasitmightsound,it’sactuallyaverysafe?solutiontostoreyourprivatekeys.Inordertospendmoneyfromyourpaperwallet,youneedtofirsttransferittoasoftwarewallet.Thisprocessisknownas“sweeping”.

Asyoucantell,themaindrawbackisthefactthataprintedwalletcaneasilygetlostorstolen.

4.Whattypeofwalletdoyouneed?

Ofcourse,choosingthebestcryptocurrencywalletisamatterofpreference.Butselectingitshouldinvolveasetofpragmaticandpracticalreasons.Beforeanything,it’simportanttoaskyourself:

DoIneeddaily,quickaccesstothiswallet?

HowmanycurrencieswillIhold?

Whatarethecosts?

Issecurityimportanttome?

AmIwillingtotradesecurityforconvenience?

Costs

Mostcryptocurrencywalletsareusuallyfree,butsome,likehardwarewallets,requireasmallinvestment.

Ifyouplantoholdontoyourcoinsforlongerperiodsoftime(orifyou’reholdinglargeamountsofcryptocurrency),werecommend?investinginahardwarewallet.

反欺诈技术公司Tovera推出NFT验证工具FNFTF.io:5 月 20 日消息，反欺诈技术公司 Tovera 首次推出 NFT 验证工具FNFTF.io，该工具将为创作者、市场和收藏者提供索引和匹配功能来识别欺诈内容。FNFTF.io 允许用户上传任何 NFT 并根据多项标准查看验证结果，比如合约、日期、区块链、Token ID、区块号等，该工具使用链上索引服务 Tovera Match，后者目前已在以太坊和 Polygon 区块链上创建了 7000 万个 NFT 索引。（Pymnts）[2022/5/20 3:29:54]

Security

Keepingyourfundssecureisextremelyimportantandshouldbeatthetopofyourprioritylistwhenchoosingawallet.

It’simportanttocarryoutplentyofresearchaboutthewallet’ssecurityfeatures.Ifyouwanttomakesurethatyou’vedoneeverythingpossibletowardsensuringthesecurityofyourfunds,thenoptforahardwarewallet.

Mobility

Whenitcomestomobilityandconvenience,onlineandwebwalletsareyourbestfriend.Youcanaccessthemfromanywhere,regardlessofthedeviceyou’reusing.

User-friendliness

User-friendlinessisoneofthemostcriticalaspectsofanytypeofcryptowallet.Itcanmeanthedifferencebetweenenjoyingusingthewalletandgettingfrustratedwithit.

Generally,mobileanddesktopwalletsareveryuser-friendly,andtheydon’tneedmuchworktosetthemupproperly.

Convenience(multi-currency)

Ifyou’replanningtoholdmorethanonecryptocurrency,thenpickingawalletwithmulti-currencysupportisamust.Usually,it’srecommendedtopickarenownedwallet,withmanyreviewsandgoodsupport.

Butifyou’replanningtousethewalletforjustonecryptocoin,youshouldcheckoutthecoin’swebsitetoseeiftheyhaveadedicatedwallet.

Werecommendedhardwarewalletsafewtimesinthisarticle,andoneoftheirmainadvantagesistheirnumberof?supportedcryptocurrencies.

Forexample,twoofthebest-sellinghardwarewallets(LedgerNanoSandTrezor)boastsupportforover700coinsandtokens.

5.Topcryptocurrencywallets

Tomakeiteasierforyouwhenitcomestochoosingtheperfectwallet,wewilltakealookatsomeofthebestwalletsfromeachcategory.

Thebestonlinewallets

Coinbase

Coinbase

Coinbaseisacryptoexchangeservice,sothemcreatingtheirownwalletmakesperfectsense.Theirwalletisoneofthemostpopularonlinewalletsandit’soneofthebestpossibleoptionsforpeoplethatarestartingoutinthecryptoworld.

TheCoinbaseWalletiscoveredbytheFDICinsuranceforupto$250,000ofyourfiat.YoucanaccessitviaanymodernwebbrowserorthroughtheofficialiOSandAndroidapps.Atthesametime,itallowsyoutousea2-FactorAuthenticationsystemoruseGoogleAuthenticatorformoreprotection.

Blockchain

Blockchain

Ifyou’renotafanofCoinbase,theBlockchainWalletisaperfectalternative.

JustlikeinthecaseofCoinbase,Blockchain.infoisaccessibleviaanymodernwebbrowserorthroughitsofficialmobileapplications.

Italsousesa2FAsystem,anditprovidesyouwiththepossibilityofsecuringyourfundsusingafour-digitpassword.

Thebesthardwarewallets

LedgerNanoS

LedgerNanoS

TheLedgerNanoSisoneofthemostsuccessfulhardwarewalletscurrentlyonthemarket,andithasalotgoingforit.

Forstarters,itcomeswithsupportforover700coinsandtokens,andenoughsecurityfeaturestokeepeventhemostsecurity-savvyusershappy.

Ithasasimpledesign(verysimilartoatypicalUSBstick)withtheadditionofasmallLCDscreenandtwophysicalbuttonsfortransactionverificationandconfirmationpurposes.

TrezorOne

TrezorOne

IncaseyoufindLedgerNanoStobeabittooconservativeaboutitsdesign,youcancheckoutTrezorOne,itsdirectcompetitor.

JustlikeLedgerNanoS,thiswalletalsocomeswithsupportforover700coinsandtokens,andlotsofsecurityfeatures.

Thebestmobilewallets

Copay

Copay

CopayisahighlyreputablemobilecryptowalletbackedbyoneoftheleadingBitcoinpaymentfirms.

It’savailableforbothAndroid?andiOS,butitalsocomesintheformofwebanddesktopapps(availableforWindows,macOS,andLinux).

ItsupportsBitcoinandBitcoinCashandisfreetouse.

Intermsofsecurity,Copayisverywellrated.It’soneofthefirstBitcoinwalletstosupportthefullBitcoinPaymentprotocol.Anotherbigadvantageofthewalletisthefactthatit’sveryeasytouse,makingitperfectforbeginners.

Thebestdesktopwallets

Electrum

Electrum

Electrumisalightweightandveryfastdesktop(andmobile)cryptocurrencywallet.Itispopularforitsvarietyoffeatureswhichmakeitoneofthemostflexiblechoicesoutthere.

Itprovidescoldstoragesolutions,aswellasintegrationwithsomeofthebesthardwarewallets:LedgerNanoS,KeepKey,andTrezor.

TheElectrumwalletalsofeaturesintegrationwithTor,andithastop-notchencryptiontechnologiesbuiltwithin,whichmeansit’sverysecureanditprotectsyouranonymity.

However,theElectrumwalletonlysupportsBitcoin.Soifyou’replanningtouseanyothercryptocurrencies,youmightwanttolookforadifferentwallet.

Exodus

Exodus

Ifuser-friendliness,aswellassecurityandconvenience,arewhatyou’reafter,thenExodusisdefinitelyagoodchoice.

It’soneofthebest-lookingcryptocurrencywallets,withamodernandstylishinterfaceandenoughpracticaleyecandytohelpyoucontrolallyourcryptofunds.

Itsupportsawiderangeofcryptocurrencies,includingsomeofthemostpopularsuchasBitcoin,BitcoinCash,Ethereum,EthereumClassic,Litecoin,Dash,Zcash,0x,EOS,Storj,andmore.

Otherwalletsworthmentioning

Whiletheabovementionedwalletsaremarketleaders,itwouldbeashamenottotalkaboutupcomingplayers.

Guarda,forexample,isanall-in-onewalletthataimstoprovideitsuserswithaccessibilityandflexibility.Thewalletisavailableinawebversion,asaChromeextension,asamobileappandasadesktopapp.

Currently,itsupportscloseto50coins,includingBitcoin,Dash,EOS,Ethereum,Litecoin,Ripple,andmore.

Finalthoughts

Choosingacryptowalletisnotasimpledecisionandyoushouldnottreatitlightly.Butitwillallowyoutosafelystoreandeventuallyspendyourcryptocoins.

Prepareforalotofreadingandsomeexperimentation,asyoumaynotfindyourperfectmatchonthefirsttry.

Bethatasitmay,wehopethisguidehelpedyouandofferedallthenecessaryguidanceandbasicunderstanding.

Ifyouwanttotalkmoreabout?Cryptocurrencies,pleasefellfreetoaddmyWechat:bityue，or?followOfficialAccounts：BlockSense

来源：金色财经

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